ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK SYARIAH SEBELUM DAN PADA SAAT PANDEMI COVID-19

Abstract

This study aims to determine the comparison of the financial performance of Islamic banks during the pandemic and before the pandemic period, whether it has a significant difference in growth or not. Where the Covid-19 pandemic has an impact on the economic sector, especially the Islamic banking sector. There are two methods used in this research, namely descriptive statistical analysis to explain the highest value, lowest value, average and standard deviation and the paired sample t-test is used to compare the financial performance of Islamic commercial banks in the period before the pandemic and during the pandemic. The data used is secondary data obtained from the official website of the Financial Services Authority, namely the ratio of ROA, NPF & CAR of Islamic commercial banks. The results showed that there was a significant difference in the financial performance of Islamic commercial banks before the pandemic and during the pandemic seen from the ratio indicators of ROA, NPF & CAR.