THE INFLUENCE OF LIFESTYLE FACTORS, AND POCKET MONEY ON THE LEVEL OF FINANCIAL MANAGEMENT IN STUDENTS: A CASE STUDY OF STUDENTS OF STIE SUTAATMADJA SUBANG
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Keywords:
Lifestyle, Pocket Money, Financial Management, Students, Theory of Planned BehaviorAbstract
The rapid and modern development of the era significantly impacts society, especially among students. As young individuals transitioning towards independence, students often face challenges in managing personal finances, including how they manage pocket money and how their lifestyle influences daily financial behavior. This study aims to investigate the influence of lifestyle and pocket money on the financial management levels of students in Subang Regency. Using a quantitative research approach with a survey method, data was collected through questionnaires distributed to respondents. The Theory of Planned Behavior (TPB) serves as the conceptual framework, where lifestyle acts as a subjective norm reflecting social environmental influences and individual habits in financial management, while pocket money relates to perceived behavioral control, indicating students' ability and resources to manage personal finances. The study hypothesizes that lifestyle and pocket money positively influence students' financial management. The findings are expected to provide insights into financial and consumptive behavior, offering practical recommendations for students to manage their finances effectively and avoid consumptive behavior.
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