THE USE OF PAYMENT SYSTEM (QRIS) ON UMKM BUSINESS DEVELOPMENT AT STIEM BONGAYA CAMPUS
DOI:
https://doi.org/10.35310/accruals.v9i01.1411Keywords:
QRIS Payments, MSME Business Development, non-cash payment systemAbstract
Currently, QRIS has begun to be widely used by MSMEs as a more efficient non-cash payment system, but some parties have doubts about the security and effectiveness of this payment system. This study aims to determine how the QRIS Payment System affects MSME business development at the Stiem Bongaya Campus. In this study, the research method used was quantitative method, with data collection techniques through observation, questionnaires and documentation. The sample used is the sample formulated by Slovin, namely 100 Stiem Bongaya students. The data obtained from the research results and processed using data analysis and the help of the Microsoft Excel program and SPSS version26 which consists of validity and reliability tests, simple linear regression analysis and the coefficient of determination. The results of this study indicate that the perceived influence of the QRIS Payment System in Makassar City is in the good category with an achievement of 78.65% and MSME Business Development is also in the good category with an achievement of 77.25%. The QRIS Payment System variable has a positive and significant effect on the dependent variable MSME Business Development.
Downloads
References
Argoindustri. (2021). 2021, Konsumsi Kopi Indonesia Mencapai 370 Ribu Ton ArgoIndustri Databooks. 2021. https://databoks.katadata.co.id/datapublish/2018/07/31/2021-konsumsi-kopi-indonesia-diprediksi-mencapai-370-ribu-ton
goleman, daniel; boyatzis, Richard; Mckee, A., & Perdana. (2018). Blueprint Sisitem Pembayaran Indonesia 2025. Bank Indonesia: Menavigasi Sistem Pembayaran Nasional di Era Digital. Journal of Chemical Information and Modeling, 53(9).
Indonesia, B. (2021). Peraturan Anggota Dewan Gubernur Nomor 23/8/PADG/2021 Tentang Perubahan Atas Peraturan Anggota Dewan Gubernur Nomor 21/18/PADG/2019 Tentang Implementasi Standar Nasional Quick Response Code Untuk Pembayaran. 30 April, 1–5. https://www.bi.go.id/id/publikasi/peraturan/Pages/PADG_230821.aspx
Karnawati, T. A., & Fathorrahman. (2016). Kajian Tentang Faktor Internal Dan Eksternal Yang. Seminar Nasional Riset Inovatif (Senari) Ke-4 Tahun, 572–580.
Laksmi, K. W., Putu, G., & Permana, L. (2018). Pengunaan E-Money Dalam E-Commerce Sebagai Pedukung Less Cash Society. Jurnal Riset Akuntansi , 8(2), 18–23.
Logo, U. (2014). Sistem Pembayaran I ( SPI ). 3. file:///C:/Users/LENOVO/Pictures/MEmu Photo/Sistem Pembayaran I.pdf
PBI. (2021). Peraturan Bank Indonesia Nomor 23/11/Pbi/2021 Tentang Standar Nasional Sistem Pembayaran. Https://Www.Bi.Go.Id/Id/Publikasi/Peraturan/Pages/PBI_231121.Aspx.
Rahayu, Y. D., St, S., & Kom, M. (2017). Sistem Navigasi Di Dalam Ruangan Berbasis Qr Code Tag. 12, 1065–1127.
Sugiono. (2017). Sugiyono, 2017:60. Journal of Chemical Information and Modeling, 53(9).
Sugiyono. (2018). Prof. Dr. Sugiyono. 2018. Metode Penelitian Kuantitatif, Kualitatif, dan R&D. Bandung: Alfabeta. Prof. Dr. Sugiyono. 2018. Metode Penelitian Kuantitatif, Kualitatif, Dan R&D. Bandung: Alfabeta.
Undang-Undang Republik Indonesia Nomor 20 Tahun. (2008). Undang-Undang Republik Indonesia Nomor 20 Tahun 2008. 1.
Wardani, D. K., & Sari, A. N. (2023). Minat Penggunaan Terhadap Penggunaan Sesungguhnya Quick Response Code Indonesia Standard ( QRIS ) Di Era New Normal. 6(1), 1–8.
Wulansari, N., Wahyu, & Kurniawan, Y. (2017). Akselerasi pertumbuhan ekonomi melalui sinergi UMKM dan Good Governance di Indonesia. Prosiding Seminar Nasional Dan Call For Paper Ekonomi Dan Bisnis, 2017.
Downloads
Published
How to Cite
Issue
Section
License
Copyright (c) 2025 ACCRUALS (Accounting Research Journal of Sutaatmadja)
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
Program Studi Akuntansi