Efril, Jashinta, Estu Widarwati, and Nunik Nurmalasari. “BANK EFFICIENCY ANALYSIS ON THE PERFORMANCE OF ISLAMIC BANKING IN INDONESIA (Case Study of Islamic Commercial Banks Listed on the IDX for the Period 2014-2018)”. TSARWATICA (Islamic Economic, Accounting, and Management Journal) 2, no. 2 (January 31, 2021): 14–24. Accessed August 18, 2026. https://ojs.stiesa.ac.id/index.php/tsarwatica/article/view/714.