Mulyati, Sri, et al. “ANALYSIS OF MUDHARABAH FINANCING AND MUSYARAKAH FINANCING OF ISLAMIC COMMERCIAL BANKS IN INDONESIA BEFORE AND DURING THE COVID-19 PANDEMIC”. TSARWATICA (Islamic Economic, Accounting, and Management Journal), vol. 4, no. 2, Feb. 2023, pp. 1-15, https://ojs.stiesa.ac.id/index.php/tsarwatica/article/view/1022.