Sugiharto, Bambang, et al. “THE EFFECT OF ISLAMIC FINANCIAL LITERACY, RELIGIOSITY, SERVICE QUALITY AND PROMOTION TO INTEREST OF SAVING CUSTOMERS IN ISLAMIC BANKS”. TSARWATICA (Islamic Economic, Accounting, and Management Journal), vol. 4, no. 1, Oct. 2022, pp. 1-23, https://ojs.stiesa.ac.id/index.php/tsarwatica/article/view/992.