Marlina, R. (2023) “ANALYSIS OF THE EFFECT OF THIRD-PARTY FUNDS FOR MURABAHAH, CAPITAL ADEQUACY RATIO (CAR), AND NON-PERFORMING FINANCING (NPF) MURABAHAH TO RETURN ON ASSETS (ROA) AT ISLAMIC COMMERCIAL BANKS IN INDONESIA FOR THE 2017-2020 PERIOD”, TSARWATICA (Islamic Economic, Accounting, and Management Journal), 4(2), pp. 16–28. Available at: https://ojs.stiesa.ac.id/index.php/tsarwatica/article/view/1028 (Accessed: 19 October 2026).