Mulyati, S. (2023) “ANALYSIS OF MUDHARABAH FINANCING AND MUSYARAKAH FINANCING OF ISLAMIC COMMERCIAL BANKS IN INDONESIA BEFORE AND DURING THE COVID-19 PANDEMIC”, TSARWATICA (Islamic Economic, Accounting, and Management Journal), 4(2), pp. 1–15. Available at: https://ojs.stiesa.ac.id/index.php/tsarwatica/article/view/1022 (Accessed: 14 August 2026).