Rahmadani, Aulia, Fadiah Toon, Muh. Indra Wansyah, and Kamaruddin Kamaruddin. 2025. “LEVEL OF EFFECTIVENESS OF BANKING FINANCING PRODUCTS IN SOUTH SULAWESI COMPARATIVE STUDY OF SHARIA BANKING AND CONVENTIONAL BANKS”. TSARWATICA (Islamic Economic, Accounting, and Management Journal) 6 (2):138-55. https://ojs.stiesa.ac.id/index.php/tsarwatica/article/view/1399.