Yahya, Sopyan, and Bambang Sugiharto. “Analisis Kinerja Keuangan Pada PT. Pegadaian (PERSERO) Sebelum Dan Saat Pandemi”. JBFI (Journal of Banking and Financial Innovation), vol. 3, no. 01, Oct. 2021, pp. 47-57, https://ojs.stiesa.ac.id/index.php/jbfi/article/view/745.