AMALIA, Welli Siti; PERDIANI, Firna Perdiani; IKHWAN NOOR QIROM; SUGIHARTO, Bambang. Analysis Of Factors Affecting The Use Of Qris As A Digital Payment Tool Among University Student In Subang Regency. JBFI (Journal of Banking and Financial Innovation), [S. l.], v. 5, n. 01, 2026. Disponível em: https://ojs.stiesa.ac.id/index.php/jbfi/article/view/1688. Acesso em: 15 jun. 2026.