Pratiwi, N. E., Mulyati, S., & Umiyati, I. (2019). ANALYSIS FACTORS THAT INFLUENCING INFORMATION TECHNOLOGY UTILIZATION IN THE ACCOUNTING PROCESS AND ITS IMPACT ON INDIVIDUAL PERFORMANCE. JBFI (Journal of Banking and Financial Innovation), 1(01). Retrieved from https://ojs.stiesa.ac.id/index.php/jbfi/article/view/238