Munawarah, M. and Hayati, K. (2019) “ACCURACY OF SPRINGATE, ZMIJEWSKY AND GROVER AS LOGISTIC MODELS IN FINDING FINANCIAL DIFFICULTY OF FINANCING COMPANIES”, ACCRUALS (Accounting Research Journal of Sutaatmadja), 3(1), pp. 1–12. doi: 10.35310/accruals.v3i1.36.