Munawarah, M., & Hayati, K. (2019). ACCURACY OF SPRINGATE, ZMIJEWSKY AND GROVER AS LOGISTIC MODELS IN FINDING FINANCIAL DIFFICULTY OF FINANCING COMPANIES. ACCRUALS (Accounting Research Journal of Sutaatmadja), 3(1), 1–12. https://doi.org/10.35310/accruals.v3i1.36