Choraitun Nisa and Rachmawati, N.A. 2026. BRIDGING EXPECTATIONS: SERVICE QUALITY AS A LINK BETWEEN COMPETENCE, TECHNOLOGY, AND STAKEHOLDER SATISFACTION: Array. ACCRUALS (Accounting Research Journal of Sutaatmadja). 10, 01 (Apr. 2026). DOI:https://doi.org/10.35310/accruals.v10i01.1562.