PENGARUH LITERASI KEUANGAN, LOCUS OF CONTROL, FINANCIAL SELF-EFFICACY, DAN LOVE OF MONEY TERHADAP MANAJEMEN KEUANGAN PRIBADI

  • Mega Widiawati STIE Sutaatmadja, Subang, Indonesia
Keywords: Literasi Keuangan, , Locus of Control,, Financial Self-Efficacy, Love of Money, Manajemen Keuangan Pribadi

Abstract

Writing this paper aims to determine the relationship between financial literacy, locus of control, financial self-efficacy, and love of money with personal financial management.

As for the background of this writing because personal financial management among Indonesia students is still very low. This is caused by students knowledge about finance is still low and lacks financial planning which has an impact on fear of saving and investing. Although the government has launched the Indonesian Financial Literacy National Strategy (SNLKI) program, there are still very few Indonesian students who are financial literacy.

Personal financial management is the art and science of managing the resources of individual and household units. There is a relationship between financial literacy, locus of control, financial self-efficacy, and love of money with personal financial management, because the six variabels above determine someone to do personal financial management.

References

Bank Indonesia. (2013). Pengelolaan Keuangan Modul Pelatihan.
Tersedia di https://www.bi.go.id

Daulay, R. 2006. Pengaruh Pelayanan, Bagi Hasil dan Keyakinan terhadap Keputusan Menabung Nasabah. Vol.1(1).

Fadilla. 2016. Pengaruh Nilai Akuntansi Terhadap Pengelolaan Keuangan
Mahasiswa (Stebis Igm). Jurnal Ecoment Global (STEBIS IGM) Palembang. Vol.1(2).

Iklima, H. 2017. Pengaruh Pengetahuan Keuangan, Sikap Keuangan dan Kepribadian terhadap Perilaku Manajemen Keuangan [sripsi]. Yogyakarta (ID): Fakultas Ekonomi Universitas Negeri Yogyakarta.

Nurbaeti I, Mulyati S, Sugiharto B. 2019. The Effect of Financial Literacy and Accounting Literacy to Entrepreneurial Intention Using Theory of Planned Behavior Model In STIE Sutaatmadja Accounting Students. Journal of Accounting for Sustainable Society (JASS). Vol.1(1): 1-19.

Nuraprianti, D., Kurniawan, A., & Umiyati, I. (2019). PENGARUH ETIKA UANG (MONEY ETHICS) TERHADAP KECURANGAN PAJAK (TAX EVASION) DENGAN RELIGIUSITAS INTRINSIK DAN MATERIALISME SEBAGAI VARIABEL PEMODERASI. Jurnal Ilmiah Akuntansi dan Keuangan, 1(2), 161-179.

Maulana, A. 2018. Pengaruh Pengetahuan tentang Produk dan Layanan, Keyakinan, dan Keterampilan Terhadap Keputusan Pengambilan Kredit [skripsi]. Subang (ID): Program Studi Akuntansi Sekolah Tinggi Ilmu Ekonomi Sutaatmadja.

Oktania Y A, Mellyza S. 2018. The Influence Of Financial Education In Family And Love
Of Money On Undergraduate Students’ Financial Management Behavior. Artikel Ilmiah. Sekolah Tinggi Ilmu Ekonomi Purbanas.

Otoritas Jasa Keuangan. 2013. Literasi Keuangan. Tersedia di https://ojk.go.id

Otoritas Jasa Keuangan. 2014. Literasi Keuangan. Tersedia di https://ojk.go.id

Otoritas Jasa Keuangan. 2015. Literasi Keuangan. Tersedia di https://ojk.go.id

Otoritas Jasa Keuangan. 2016. Literasi Keuangan. Tersedia di https://sikapiuangmu.ojk.go.id

Otoritas Jasa Keuangan. 2017. Pelaksanaan Kegiatan dalam Rangka Meningkatkan Literasi Keuangan di Sektor Jasa Keuangan. Tersedia di https://ojk.go.id

Otoritas Jasa Keuangan. 2017. Strategi Nasional Literasi Keuangan Indonesia (Revisit 2017). Tersedia di https://ojk.go.id

Laili RN, Asandimitra N. 2018. Pengaruh Demografi, Financial Knowledge, Financial Attitude, Locus Of Control dan Financial Self-Efficacy terhadap Financial Management Behavior Masyarakat Surabaya. Jurnal Ilmu Manajemen. Vol.6(3).

Rachmah, D. M., & Kurniawan, A. (2019). ANALYSIS OF LOVE OF MONEY WITH THE PERCEPTION OF ACCOUNTING STUDENTS ETHICS. JASS (Journal of Accounting for Sustainable Society), 1(02), 168-184.

Simamora, Sari N. 2019. Ini Kesalahan Mengelola Keuangan Pribadi. Tersedia di www.bisnis.com.

Sriwijaya, Marwan. 2017. Pengaruh Locus of Control dan Financial Knowledge terhadap Financial Behavior Mahasiswa [skripsi]. Makassar (ID): Fakultas Ekonomi dan Bisnis Islam UIN Alauddin Makassar.

Wulandari, Hakim L. 2015. Pengaruh Love Of Money, Pendidikan Keuangan di Keluarga, Hasil Belajar Manajemen Keuangan, dan Teman Sebaya Terhadap Manajemen Keuangan. Jurnal Pendidikan Akuntansi.

Yadika, Bawono. 2018. 6 Kesalahan Fatal yang Sering Dilakukan Mahasiswa Saat Atur Duit. Tersedia di www.liputan6.com.
Published
2020-01-31
How to Cite
Widiawati, M. (2020). PENGARUH LITERASI KEUANGAN, LOCUS OF CONTROL, FINANCIAL SELF-EFFICACY, DAN LOVE OF MONEY TERHADAP MANAJEMEN KEUANGAN PRIBADI. Prisma (Platform Riset Mahasiswa Akuntansi), 1(1), 97-108. Retrieved from http://ojs.stiesa.ac.id/index.php/prisma/article/view/371
Section
Articles